Deposit Queries

With Paddy Power, you can deposit using a variety of payment methods in a swift and easy process! Customers can deposit into their accounts via Debit Cards, Apple Pay, and by other payment methods, also known as alternative payment methods.


How to make a Deposit

Depositing is quick and easy. Follow the below steps for advice on depositing by debit card, Apple Pay, or by other payment methods.


Deposit by Apple Pay or Card

You can add up to three debit cards to your Paddy Power account.

Once you have logged in, click on the account symbol at the top right of the Home Page

On browser you can shortcut to the Deposit Page by clicking on the Deposit button in the top right.


Alternatively you can visit our Deposit page available here.


2.)    If using the App, then select ‘Deposit’ or ‘Deposit Funds’

3.)    Select the ‘Popular’ Tab for Apple Pay/Card

4.)    Make sure you have added your Apple Pay account/ card (to do that, read our article here)

5.)    Select the payment method you wish to deposit from

6.)    Add the amount you want to deposit in the box underneath that says ‘amount’ (The minimum deposit is shown to the right-hand side of the Deposit Funds screen along with the processing time and any applicable fees on browser. (Paddy Power will not charge any fees). On the app, it is under ‘Payment Information’

7.)    If using a card, enter your cards security code in the box at the bottom

8.)    Select ‘Pay’ for Apple Pay and ‘Deposit’ for a card. Providing all information is correct, this will now deposit the amount entered.


Deposit by Other Payment Methods

In step 3 in the above section (Deposit by Apple Pay/Card), if you select the Other Methods tab instead, you can deposit using alternative payment methods by selecting the payment type you wish to deposit with. Alternative Payment Methods such as these will have a scrolling bar across the top that will show you what payment methods are available to you in your country. For more information around accepted payment methods, read our article here.


  • Highlight the information icon beside Payment Information for further details about the payment type chosen along with any restrictions or conditions associated.


  • When you have decided which payment type you wish to use, enter the amount using free text in the field provided or with one of the pre-determined amount buttons then click Deposit to confirm.
  • The minimum deposit is shown to the right-hand side of the Deposit Funds screen along with the processing time and any applicable fees. (Paddy Power will not charge any fees)


Can I use a credit card to deposit?


Please be aware that there are some important restrictions with regards to credit card deposits, for both Irish and UK customers. For more information, click here 


Do Paddy Power allow deposit by Instant Bank Transfers?


Yes! For more information on Instant Bank Transfers, a payment method powered by Open Banking, which can offer both Instant Deposits and Instant Withdrawals to eligible customers, please click here.


Why is my deposit being declined?

If your card deposit is being declined, it is because the card issuer is denying us permission to take funds from your card/bank account.


Sometimes, if you make multiple online transactions, your card issuer will refer transactions for manual authorisation to ensure the integrity of the card. If this is the case, our customer service team may be able to deposit manually for you. You can contact them using the ‘Message Us’ button at the bottom of this page.

If this isn't the case, the card issuer is declining the transaction for another reason. There are several reasons why this may happen. You will need to contact your bank to discuss this as they will not share that information with us.


Why am I receiving extra security checks when making a deposit?

Your card issuer/bank may ask you to complete extra security checks when making payments online. This is due to a regulatory change made from: 

•    Ireland: 31st December 2020 
•    UK: 14th September 2021

The regulation applies to electronic payments throughout all countries within the European Economic Area (EEA), including card deposits made with Paddy Power.

This means that, before processing your deposit, you may be asked to confirm that it is you attempting to make the payment. Depending on who you bank with, this will be presented to you differently (E.G. Visa is Verified by Visa, Mastercard is Mastercard SecureCode, American Express is SafeKey, etc) This is known as Strong Customer Authentication (SCA), and it's a new way that banks are helping to protect consumers from fraud.

SCA will most often be completed through your mobile banking app, if you use it, or otherwise with a one-time passcode or a card reader.  If this is the first time you have attempted a deposit with your card since the regulatory changes were made, you may be asked to set up your password in order to be taken through SCA in future. Please follow the instructions to get this set up and make a deposit. If you are having problems with this, you will need to contact your card issuer.  

We recommend that your contact details are kept up to date both on your Paddy Power account and with your bank to ensure there are no issues with this process.

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