• The onus is on the customer to clearly specify their intended bet. Where a customer’s bet instructions are ambiguous, Paddy Power reserves the right to interpret the bet and settle it accordingly. The customer’s previous betting patterns can be taken into account when interpreting their intentions.
• Paddy Power reserves the right to split the stakes equally between various possibilities in the case of unclear instructions.
• Where the customer has drawn a line drawn across a slip, this is taken to indicate the end of the bet above the line and the start of the bet beneath it, except where the customer has made it clear that this does not apply.
• Horse, Greyhound and Virtual Racing – General:
  - Bets are taken for the day of issue, unless clearly specified on the bet.
  - Named selections - If you specify a name, then that name will stand as your selection, irrespective of it being incorrectly numbered or wrongly timed.
  - Numbered selection - If you specify a numbered selection and do not name the selection, then that number will stand as your selection, irrespective of an incorrect price taken.
  - Selection with a Price - If no selection name or number is specified and a price is specified, the price will determine the selection.
  - Names incorrectly written - An incorrectly spelled selection is not necessarily invalid, so long as the backer’s intention is clear. Should a named selection be incorrectly written so that more than one horse in the same race could conceivably have been intended, the stake, or part of the stake affected, will be divided equally between or among the selections concerned.
  - Two or more selections in same race - In multiple bets, stakes will be divided equally in all sections of the bet where the selections clash. Other bets where no instructions are given will be settled as a Computer Reversed Forecast (for two selections) or Full Cover Reversed Combination Computer/Forecasts (for more than two selections) with the total stake divided equally over the relevant bets.
  - Selection(s) repeated in multiple bets - If the same selection is included more than once in a multiple bet, the second and subsequent times it is written will be treated as a non-runner. If you include two or more selections from the same event in a multiple bet, stakes will be divided equally in all parts where the selections clash. If, however, one of these selections is also entered for another race on that day the bet will be settled for the race in which they do not clash.
  - Horses and greyhounds with the same name - If a horse and dog of the same name run on the same day, and it is not clear which is the selection, in horse multiple bets the horse will count as your selection and in greyhound multiple bets the greyhound will count as your selection. Single bets and multiple bets containing both horses and greyhounds will be settled on the horse unless your bet is placed after one or other of the two selections has run, in which case it will be settled on the one still to run.
  - Where a horse or greyhound has the same name as a virtual selection, the horse or greyhound selection will count unless the virtual selection is clearly specified.
  - Where two horse racing selections have the same name and are running on the same day, bets will be taken as being for the primary race (as determined by Paddy Power), unless it is clearly specified which race the bet should apply to.
  - No bet instructions - Where all selections are made, from different events, and a single stake is stated then the bet will be settled as win only as follows: 1 selection as a Win Single; 2 selections as a Win Double; 3 selections as a Win Trixie; 4 selections as a Win Yankee; 5 selections as a Win Canadian; 6 selections as a Win Heinz; 7 or more selections as full-cover doubles, trebles, etc. These win bets will be settled as each-way only when this is stated on the betting slip.
  - Instructions for Through-The-Card Greyhound Racing bet, or 1st race, 3rd race etc will be considered as timed in the Racing Post, or in its absence the National press, excepting errors or omissions. All multiple and Through-The-Card bets on unnamed greyhound selections must have the correct meeting and the times stated, otherwise the bet, or affected part of the bet will be void. However, in cases where the meeting is omitted, but collective race times are written, making it clear that only one particular meeting can be intended, the bet will stand for that meeting.
  - Where two meetings are held at the same track on the same day, the particular meeting for which the bet is intended must be clearly indicated. When it is not indicated, the bet will be deemed to be for the first meeting at which all the timed selections are still to run.
• Horse, Greyhound and Virtual Racing - Favourites or Unnamed Selections:
  - Where a selection is timed but no meeting is stated (or a meeting stated that is not taking place), all single and multiple bets stand for the meeting which has a race at the time you state, with stakes divided accordingly if there is more than one meeting with a race at that time.
  - Where a selection is untimed and no event or meeting is stated (or untimed and a meeting stated which is not taking place), all single bets (including Forecasts and Tricasts) stand for the next race to be run after your bet has been accepted, provided that the race is covered in Full Service* and subject to the following: If the selection is indicated by a number(s) which can apply to greyhound racing, your bet will stand for the next greyhound race to run otherwise your bet will stand for the next horse race to run. If there is more than one horse meeting with a race at the same time, then your single stake will be divided accordingly. In multiple bets the selection will be void.
  - Meeting stated but no time or incorrectly timed - If your selection is incorrectly timed, all single bets (including Forecasts, Tricasts etc), will be settled on the meeting which does have a race at the time you state. If your selection is untimed or if there is no meeting with a corresponding race time then all single bets will be settled on the next race to run at the meeting stated. In all multiple bets the selection will be void unless the sequence of selections written on the slip make the intended time clear.
  - If a price has been taken on a numbered selection and it is clear as to the specific selection and race on which that price was available at the time you placed your bet, the bet will stand for that race irrespective of the race time written on the slip.
  - No selection stated - Provided that either a race time or a meeting is stated, your bet whether win or each-way, will stand for the 1st Favourite in that race. This rule also applies when the words ‘number’ or ‘Trap’ is written without a numbered selection been stated.
  - Unnamed Favourite by race order - When an unnamed favourite is selected and you indicate the race you want by the order it appears on the race-card then your bet will be taken as the first favourite in that race unless specifically otherwise stated.
  - Combination/T-T-C times - Where combination or accumulative bets are involved and the client makes clear the exact time stated, such that only one particular meeting can be intended, he will be on at that meeting, even if some of the advertised race times clash with races at another meetings. Thus if the bet is a Yankee 2.00, 2.35, 3.05, 3.40 and those are race times at Ascot, the bet will be on that meeting even though there are other meetings with race time at 2.00 and 3.05.
  - Greyhound Racing bets for unnamed selections which nominate a meeting (other than the BAGS/BEGS meeting) due to take place on a different day, will be void unless the future day or date is clearly stated.
• Horse, Greyhound and Virtual Racing - Double Engagements:
  - An untimed single bet for a selection which is doubly engaged will be taken as for the first race in which it is entered to run, unless an ‘if absent’ selection is also given on the slip, when this will be taken as timing the bet for the race where both are engaged.
  - Where a selection is doubly engaged and is timed by the customer, it will be settled as a bet for that timed race only. Where it is untimed, or incorrectly timed, the bet will be on the first race in which the selection is entered to run, after the time that the bet was placed.
  - If two selections, one of which is doubly engaged, are included in a double, treble or accumulator and run in the same race, the one which is doubly engaged will be deemed to be timed for the race in which they do not clash. If both are doubly engaged, the selection written first will be timed for the race in which it runs, and the other timed for the race in which they do not clash. This does not apply to single bets, which are treated as entirely separate bets.
• Horse, Greyhound and Virtual Racing - Forecasts & Tricasts:
  - Where instructions are given merely for Forecast or F/C, the selections must finish first and second in the order written. Written instructions for a selection with the field, or a selection written against the field, will be taken as for the selection to win. Instructions for the field with, or the field against, will be taken as for the selection to be second.
  - Where three or more selections are made for a straight forecast bet settlement will be made as a full combination of forecasts. When a smaller number of combinations than the full permutation are required, this must make this clear. Thus €2 combination forecast ABC, with €6 invested, will be settled as 6 x €1 forecasts, unless the backer writes 3 x €2 F/C AB AC BC.
  - Where a permutation is used which could apply equally to forecasts and tricast bets, and there is no specific instructions as to which applies, the bet will be settled as f